The United Bank Advantage Card is a reloadable pre-paid debit card that combines the flexibility and benefits of a checking account with the convenience and security of a pre-paid card. It's ideal for those unable to obtain a traditional checking account, parents looking for a solution for students and for those who want an added layer of security for travel and online shopping.

Advantage Account Frequently Asked Questions
Advantage Account Customer Support

With the Advantage Card, cardholders have access to the following features and benefits:

• Have Funds Direct Deposited Onto the Card Anytime
• No Credit Check Required – An Account for Everyone¹
• Use Anywhere MasterCard Debit Cards are Accepted
• Pay Bills Online Anytime
• Eliminates Check Cashing Fees and Waiting in Line
• Get Cash from an ATM, Cash Advance at Banks and from Point of Sale Purchases²
• Bilingual Client Support 24/7 Toll Free at 800-416-6373
• Free Text and Email Alerts³
• Check Balances at www.myUBadvantage.com
• Personal Online Financial Tools Included for Budget and Account Management

As a Second Chance. . . .
For clients who have had challenges in the past or may not meet the requirements to obtain an account, The Advantage Card will open the door to many of the same tools and money management features that a traditional checking account would include. There is no credit approval required for this account and funds can be loaded in the branch or directly deposited. It's a great way to avoid long lines and fees associated with cashing your check.

For Students . . .
From books to gas to entertainment, today's young adults want the flexibility that comes with a personal card option. With The Advantage Card, students learn money management without the risk of overdrawing their accounts. The Advantage Card's online tools allow for real-time balance inquiries and account tracking. Students still have access to cash at ATMs and point of sale transactions. It's an ideal solution for students away from home or for young adults who want additional financial freedom with reduced risk.

For Travel and Online Purchases . . .
Protect yourself from online fraud and theft with a pre-paid Advantage Card. By loading only the funds you plan to use on vacation for those specific online transactions, you avoid the risk of someone gaining access to your daily checking account. The Advantage Card is accepted anywhere MasterCard Debit Cards can be used including the ATM when you need cash on the road.

Advantage Account Fee Disclosure

¹ A credit check is not required to obtain The Advantage Account, however the account may be offered as an alternative to our traditional checking services based on information obtained in a credit report as part of that account opening procedure.
² See complete fee disclosure on the card carrier or fee product guide.
³ Standard text rates and carrier fees may apply.