With the Advantage Card for Business, employers now have a card solution that makes payroll simple, safe and efficient. The Advantage Card enables employers to streamline the payroll process and help to improve the bottom line with reduced processing and check fees. With no cost to the employer, companies can start saving time and money today.

Advantage Account Frequently Asked Questions
Advantage Account Customer Support

Why UB Advantage for Business?
Employees often want the benefits of direct deposit and electronic bill-pay, but many are not able to use traditional banking because of fees and requirements associated with banking services. With the Advantage Card for Payroll, employers simply assign cards to their employees who register and begin using their funds.

Employer Benefits

• No Fees to the Business Owner¹
• Use Existing Cash Management or ACH System
• Eliminate Delayed or Lost Checks
• Paperless Process
• Free Web-based Management Tools
• Reload Cards Each Payroll Cycle Regardless of Employee Location
• Instant Issue Cards Available
• FDIC Insured Accounts.

Employee Benefits

• Direct Deposit Solution for Everyone
• Use Anywhere MasterCard Debit Cards are Accepted
• First Withdrawal or Cash Advance is Free
• Pay Bills Online Anytime
• Eliminates Check Cashing Fees and Waiting in Line
• Get Cash from an ATM and Point of Sale²
• Bilingual Client Support 24/7 Toll Free 800-416-6373
• Free Text and Email Alerts³
• Check Balances at www.myUBadvantage.com
• Personal Financial Tools Included for Budget and Account Management
  

Complete Package
By combining the payroll card solutions of The Advantage Card for Business with United Bank's suite of checking and cash management products, business owners have access to a complete range of convenient, money-saving solutions to help their companies be successful. Ask your United Bank officer about merchant services, remote deposit and lines of credit for business or visit www.unitedbank.com for more information.

Advantage Account Fee Disclosure

¹ There are no service fees or other monthly fees from United Bank to offer the Advantage Card for Payroll, however there may be cash management or direct deposit fees based upon your financial institutions policies.
² Banks may charge an ATM or Point of Sale fee beyond those listed by United Bank. Please see complete fee disclosure on the card carrier or fee product guide.
³ Standard text rates and carrier fees may apply.