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Deposit Advantage
Banking on your terms...
Make deposits without ever leaving your business? It’s like having a bank in your office! At United Bank, we are pleased to offer Deposit Advantage. This cutting edge technology provides businesses a new way to streamline payment processing. With Deposit Advantage, you can expedite check processing, access funds faster, receive earlier notification of returned items, and eliminate daily trips to the bank. Not only is the service convenient for you and your business, it is also very easy, safe and secure to use

How this service works…
    1.) Enter your deposit amount & number of items
    2.) Scan the checks to be deposited
    3.) Approve & Send

Why use Deposit Advantage?

Convenience – There is no need to make daily trips to the bank. Deposit Advantage allows you to deposit checks from the comfort of your business! By doing this you can save time and increase employee productivity.

Cash Flow – Cash flow can be improved through accelerated clearings and improved availability

Reduced Risk – The faster you make deposits, the faster your items clear, and the faster you receive return check notification.

Flexibility – No longer are you constrained to make deposits when branches are open. Make deposits when you want – Days, Nights, Weekends! The choice is yours!

For more information, please contact Nancy Helton at 800-423-7026 or nhelton@ubankal.com


FDIC
United Bank
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Equal Housing Lender

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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