As a business professional in our community, we have found a way for your business to be able to track individual spending among your employees. It's a hassle trying to keep up with what person spent how much and where, but with our new Visa Business Card there will be no more worries. With the Visa Business Card, you have enhanced benefits that will help you specifically in the workplace. After all, you probably understand better than anyone, it’s about working smarter, not harder!

Visa Business Benefits Package

Purchase Security and Extended Protection Program

Visa Business Purchase Security and Extended Protection Program automatically protects almost all of the retail purchases that you make with a Visa Business card. The programs-available at no additional charge-protect your eligible purchases in two ways:

Purchase Security. Purchase Security will replace, repair, or reimburse you up to a maximum of $10,000 per claim and $50,000 per cardholder for most retail goods purchased entirely with your Visa Business card for the first 90 days from the date of purchase in the event of loss, theft, damage, or fire.

Extended Security. Extended Protection doubles the time period of the original manufacturer's written U.S. repair warranty up to one full year on warranties of three years of less for most items purchased entirely with your Visa Business card, up to a maximum of $10,000 per claim.

Travel & Emergency Assistance

You can enjoy greater peace of mind thanks to wide range of Visa Business emergency services which are available 24 hours a day, 365 days a year.

Who is eligible for Travel & Emergency Assistance?
You and your business associates may all take advantage of these special emergency services.

What are the specific services and what do they provide?
Visa Business Travel & Emergency Assistance will put you in touch with the appropriate emergency services should the need arise.

• Emergency Message Relay Service
• Medical and Referral Assistance
• Legal Referral Assistance
• Emergency Transportation Assistance
• Emergency Ticket Replacement Assistance
• Lost Luggage Locator Service
• Emergency Translation Service
• Prescription Assistance and Valuable Document Delivery Arrangements
• Pre-Trip Assistance
• Emergency Cash, Emergency Card Replacement, or calling to report a lost or stolen credit card.

Auto Rental Insurance

What is this insurance?
Visa Business Auto Rental Insurance provides-at no additional charge-coverage on a 24-hour basis for damage due to collision or theft up to the actual cash value of most rental vehicles when certain terms and conditions are met.

Statements

Monthly individual statements to employees and businesses allow you to track individual spending.

Rate

Your APR for purchase transactions may vary. The rate is determined monthly by adding 5.00% to the Prime Rate as published in the Wall Street Journal on the 1st day of the prior month.

Annual Percentage Rate (APR)

Your APR for purchase transactions may vary. The rate is determined monthly by adding 5.00% to the Prime Rate as published in the Wall Street Journal on the 1st day of the prior month.

Credit Limit

There will be preset credit limits for each individual cardholder.

Support 24/7

No matter when you have a problem or a question you can call VISA at 1-800-VISA-911 for any of your needs that you have.

ScoreCard Rewards Program gives cardholders a chance to earn while you spend. Go to www.scorecardrewards.com to track points and see the rewards catalog.

For more detailed information on these benefits you may view these benefits online at any time at www.visa.com/benefits, or call the (800) number on the back of your Visa card, or refer to the benefits information provided along with your Visa card, or contact United Bank's Credit Card Administrator, Lana Langford at (251) 446-6000.

Apply Now!