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For Openers!
In a hurry and need to get a last minute gift? Need something for that person who has everything? Do you need a sense of added security when making online purchases? United Bank now offers the solution - Visa Gift Cards!
How they work
Visa Gift Cards are preloaded at the bank for amounts between $10 and $1,000. Unlike retail gift cards, Visa Gift Cards feature worldwide acceptance. Use at restaurants and pay-at-the-pump gas stations will incur additional authorization charges applied by the merchant.
Customer Benefits
Registered Visa Gift Cards owners enjoy zero liability – meaning customers receive 100% protection from fraudulent use of a lost or stolen card. Damaged or lost cards can be easily replaced and are verified by Visa to protect card numbers from unauthorized online use.
Customized Large Orders are available.
Card owners are able to check card balances at www.myprepaidbalance.com or by calling 800-827-6227
Fees associated with the Visa Gift Card
- Non Customers pay $4.50 plus the amount loaded onto the card
- Customers pay $2.50 plus the amount loaded onto the card
- Customized Large Order fee is $5.00 per card for Non Customers and $3.00 per card for Customers
- Monthly Maintenance Fee of $2.95 withdrawn from remaining card balance beginning in 7th month from the opening date
- $5 Replacement Card Fee
- Fees cannot be waived or refunded by United Bank
No wait time!
Card owners should know that Visa Gift Cards are active once they are loaded in the bank. Visa Gift cards are non-refundable and all sales are final.
| NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. NOTICE: United Bank is not responsible for and has no control over
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