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Introduction
This is United Bank's newest checking account that pays a high interest yieldof 3.01% Annual Percentage Yield (APY)* on checking balances up to $25,000. With this product, there is no paper, no mail an eco-friendly way to bank.
Minimum Requirements
- Minimum of 12 posted debit card transactions per statement cycle
(excluding ATM withdrawals) - Receive monthly statements & notices electronically
- Minimum of 2 Bill Pay transactions per statement cycle
- Minimum of 1 direct deposit/automatic draft per statement cycle
For Openers! An initial deposit of $100 is required.
Features
- No monthly service charge
- No per check fee
- Free Check Easy debit card
- Free internet banking - www.unitedbank.com
- Free Bill Pay (2 transactions required per statement cycle)
- Free United Bank ATM usage and rebates of other banks' ATM fees** up to $3.00 (subject to verification and approval).
- Free Telephone Bank Line 24 hours a day 7 days a week
- First order of checks provided ($4.95 shipping/handling charge applies)
- $500 overdraft privilege, after a 60 day review
- If monthly requirements are met and account balance is $25,000 or less,
earnings will be 3.01% APY* on daily balance. - If monthly requirements are met earnings will be 0.70% APY* on portion of
balance greater than $25,000 - If requirements are not met, account will earn 0.20% APY* on total balance
Optional
- Overdraft Protection is available for this account. You may choose to transfer funds from existing accounts or from a United Bank overdraft line of credit (subject to credit approval)
For additional help please contact us at unitedbank@ubankal.com or (800)423-7026.
*Interest Rate and Annual Percentage Yield may change without notice
** Not to include fees incurred at a Gaming Facility ATM machine**
| NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. NOTICE: United Bank is not responsible for and has no control over
the subject matter, content, information, or graphics of the web sites that
have links here. The portal and news features are being provided by an outside
source - The bank is not responsible for the content. |