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Trust and Estate Planning Services

In affiliation with The Trust Company of Sterne, Agee & Leach, Inc., United Bank offers a complete line of trust services. Investors throughout the Southeast have relied on Sterne, Agee & Leach for financial guidance and wealth protection since 1901. In more ways than ever, United Bank is your full service community bank – assisting you in every stage of life.

Our approach to trust services respects the fact that you are an individual with your own unique needs and objectives. That's why United Bank values the ability to provide the following services.

Offering solutions in the following areas:

  • Living Trust
  • Revocable Trust
  • Stand-By Trust
  • Life Insurance Trust
  • Testamentary Trusts
  • Estate Administration
  • Special Needs Trust
  • Investment Management Agencies
  • Charitable Trusts
  • Foundation / Endowment Management
  • Investments include a broad spectrum of individual securities and mutual funds as well as third party and multi-manager programs.

    United Bank’s Financial Services Division along with the expertise of The Trust Company of Sterne, Agee & Leach provides a high level of personal service, reliability and administrative competence. Our objective is to successfully carry out the trust terms as indicated by the client. Our investment management expertise will work in accord with a broad selection of quality investments.

    United Bank Contacts

    David Bush (251) 580-2723 Bay Minette: 404 Courthouse Square
    Renee Hardy (251) 446-6042 Atmore: 200 E Nashville Avenue
    Max Osborn (251) 962-3306 Lillian: 34354 US Hwy 98
    Mike Digmon (850) 675-0002 Jay, FL: 3885 Scott’s Plaza Drive

    United Bank provides referral services to The Trust Company of Sterne, Agee & Leach, Inc. and is paid a fee for its services. United Bank is a depository bank which does not provide trust or fiduciary services. The Trust Company is a state chartered non- depository bank which provides trust, asset management and fiduciary services.

    Trust and investment management services are offered through The Trust Company. Investment products are not FDIC insured, are not deposits or obligations of, or guarantee by The Trust Company, United Bank or any of their affiliates or any government agencies and are subject to investment risk, including possible loss of principal amount invested.

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    UNITED BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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