- Short or long term loans
- Lines of credit
- All in one banking (checking, savings, loans, etc.)
- Builds relationship with bank and credit history
- Competitive interest rates
- Accounts may be debited for payments
- Secured or unsecured
- Within approved guidelines repayment schedules can be adaptable to customers
- Fixed and variable interest rates
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- Used in conjunction with bank to provide a means of financing asset acquisitions for individuals, partnerships, corporations and limited liability companies.
- The maximum interest rates, which may be fixed or variable, are tied to the prime rate.
- Minimum down payments required
- Long term financing
- Assist small businesses in obtaining financing outside of traditional means
- Guaranty is a widely accepted loan product used in conjunction with a participating bank
- Guaranty provides short and long term financing
- Guaranty covers a wide variety of loan requests
- SBA Express loans offer a faster and easier way to obtain business loans.
Contact Nancy Helton, your United Bank SBA Specialist, at nhelton@ubankal.com or 1-800-423-7026.

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