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- Short or long term loans
- Lines of credit
- All in one banking (checking, savings, loans, etc.)
- Builds relationship with bank and credit history
- Competitive interest rates
- Accounts may be debited for payments
- Secured or unsecured
- Within approved guidelines repayment schedules can be adaptable to customers
- Fixed and variable interest rates
- Used in conjunction with bank to provide a means of financing asset acquisitions for individuals, partnerships, corporations and limited liability companies.
- The maximum interest rates, which may be fixed or variable, are tied to the prime rate.
- Minimum down payments required
- Long term financing
- Assist small businesses in obtaining financing outside of traditional means
- Guaranty is a widely accepted loan product used in conjunction with a participating bank
- Guaranty provides short and long term financing
- Guaranty covers a wide variety of loan requests
- SBA Express loans offer a faster and easier way to obtain business loans.
Contact Nancy Helton, your United Bank SBA Specialist, at nhelton@ubankal.com or 1-800-423-7026.
| UNITED BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. NOTICE: United Bank is not responsible for and has no control over
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