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Personal Loans

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Consumer Loans

  • Use for consumer goods and other reasons
  • All in one banking (checking, savings, loans, etc.)
  • Builds relationship with bank and credit history
  • Competitive interest rates better than alternatives, i.e., credit cards
  • Accounts may be debited for payments
  • Unsecured or secured
  • Repayment schedule can be adapted to borrowers within banks guidelines


Vehicle Loans

  • All in one banking (checking, savings, loans, etc.)
  • Accounts may be debited for payments
  • Builds relationship with bank and credit history
  • Low down payments
  • Competitive interest rates
  • Flexible terms
  • Determine values by inspectors and outside sources, i.e., N.A.D.A.
  • Insurance required
  • Vehicles are collateral


Recreational Vehicle Loans

  • Competitive interest rates and terms
  • Financing a non-necessity luxury item
  • All in one banking (checking, savings, loans, etc.)
  • Accounts may be debited for payment
  • Builds relationship with bank and credit history
  • Vehicles are collateral (motor homes, etc.)
  • Insurance required
  • Flexible Terms
  • Twenty percent down payment (minimum)


Advantage Home Equity Line of Credit

  • Reusable line of credit
  • Tax deductible interest under certain circumstances
  • Save closing costs on future loans
  • Instant access to funds
  • Flexible Terms
  • Access your line of credit with a checking account

Tax Deductibility: Please consult your advisor regarding deductibility of your Advantage Home Equity Line of Credit interest payments for tax purposes


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