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Freedom Checking is the core checking product that we offer for *Personal Checking. It has everything you need and some enhancements that you may wish to purchase at a small fee. Freedom Checking means saving money and not worrying about paying for things you don't want or need.
For openers:
An initial deposit of $100 is required
Features:
- FREE E-Statements are now available
- FREE of monthly service charge
- FREE debit card
- FREE itemized statement - (we keep the images... safe and easy to retrieve as needed)
- FREE United Bank ATM usage
- FREE Standard Checks provided with active BillPay service (first 150 provided without BillPay) - $4.95 shipping/handling charge applies
- Overdraft Privilege up to $500* after 60 day review.
- FREE Notary and Signature Guarantee
- FREE Electronic Banking (www.unitedbank.com)
- FREE Telephone Banking (251-368-7979 or 800-861-8752)
*United Bank still offers business checking and interest bearing checking accounts
5-Oh! Club Checking is a checking account designed for customers that are 50 years of age and older. This account offers all the great features of FREEdom Checking as well as added bonuses.
For openers:
An initial deposit of $100 is required. 5-Oh! Club Checking can be easily adapted for direct deposit.
Image Statement:
United Bank uses today's latest technology in providing you with an image statement. Your statement will consist of a detailed listing of all transactions along with an image of each check in numerical order. As an additional service, you may select the size of each image.
Check Orders:
Standard checks provided or a 50% discount on any other style ($4.95 shipping/handling charge applies)
Other Advantages:
- FREE E-Statements are now available
- FREE of a monthly service charge, regardless of your balance
- FREE debit card
- FREE images of checks in numerical order
- FREE Notary and Signature Guarantee available at no charge to you
- FREE Online Banking www.unitedbank.com.
- FREE Bill Pay (1 transaction required per month).
- FREE 24-Hour Telephone Bank Line - at no cost to you (800-861-8752)
- FREE Official Checks available at no cost (3 per month)
- Overdraft Privileges (subject to proper usage and review)
Optional:
Overdraft Protection is available for this account. You may choose to transfer funds from one of your existing accounts or from a United Bank * overdraft line of credit
*Subject to credit approval
- FREE E-Statements are now available
- Minimum initial deposit $1,500*
- Minimum balance to earn interest: $1,500
- Unlimited withdrawals
- $15 service charge if balance drops below $1,500
- Interest paid monthly
- Rates are subject to change daily
- Interest rate is determined by the daily balance computation method set by United Bank
*Subject to eligibility requirements.
For Openers!
The TOTAL account is structured like a NOW account, with fewer restrictions. It allows you to have access to your checking account while your money goes to work earning interest.
Account Activity Charges
An initial deposit of $2,500 is required. When you maintain a daily balance of $750.00, no service fee will be charged. A $15 service fee will be charged to accounts with balances that fall below the required minimum daily balance.
Rates and Withdrawals
Your TOTAL account balance earns interest that will be credited to your account monthly. The interest rate is variable, subject to change daily, and determined by the daily computation method set by United Bank. Ask your United Bank personal banker for current rates.
There are no limitations on the number of withdrawals from this account.
FREE E-Statements are now available
| UNITED BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. NOTICE: United Bank is not responsible for and has no control over
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