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Freedom Checking is the core checking product that we offer for *Personal Checking. It has everything you need and some enhancements that you may wish to purchase at a small fee. Freedom Checking means saving money and not worrying about paying for things you don't want or need.
For openers:
An initial deposit of $100 is required
Features:
- FREE E-Statements are now available
- FREE of monthly service charge
- FREE debit card
- FREE itemized statement - (we keep the images... safe and easy to retrieve as needed)
- FREE United Bank ATM usage
- FREE standard checks for life with Active Checkfree Bill Pay Service. - (150 free without Bill Pay)
- FREE Overdraft Privilege up to $500* after 60 day review.
- FREE Notary and Signature Guarantee
- FREE Electronic Banking (www.unitedbank.com)
- FREE Telephone Banking (251-368-7979 or 800-861-8752)
*United Bank still offers business checking and interest bearing checking accounts
5-Oh! Club Checking is a checking account designed for customers that are 50 years of age and older. This account offers all the great features of FREEdom Checking as well as added bonuses.
For openers:
An initial deposit of $100 is required. 5-Oh! Club Checking can be easily adapted for direct deposit.
Image Statement:
United Bank uses today's latest technology in providing you with an image statement. Your statement will consist of a detailed listing of all transactions along with an image of each check in numerical order. As an additional service, you may select the size of each image.
Check Orders:
United Bank will provide you with personalized wallet style
"5-OH!" checks at no cost to you. Other styles and designs may be ordered at a 50% discount.
Other Advantages:
- FREE E-Statements are now available
- FREE of a monthly service charge, regardless of your balance
- FREE debit card
- FREE images of checks in numerical order
- FREE Notary and Signature Guarantee available at no charge to you
- FREE Online Banking www.unitedbank.com.
- FREE Bill Pay (1 transaction required per month).
- FREE 24-Hour Telephone Bank Line - at no cost to you (800-861-8752)
- FREE Official Checks and Money Orders available at no cost (3 per month)
- FREE Overdraft Privileges (subject to proper usage and review
Optional:
Overdraft Protection is available for this account. You may choose to transfer funds from one of your existing accounts or from a United Bank * overdraft line of credit
*Subject to credit approval
- FREE E-Statements are now available
- Minimum initial deposit $1,500*
- Minimum balance to earn interest: $1,500
- Unlimited withdrawals
- $10 service charge if balance drops below $1,500
- Interest paid monthly
- Rates are subject to change daily
- Interest rate is determined by the daily balance computation method set by United Bank
*Subject to eligibility requirements.
(Checking plus brokerage - The TOTAL Solution)
Banking needs to be simple. We also know that when it comes to investing, earning the most on your hard earned money is essential. With The TOTAL Account you can achieve both of these objectives and more! The TOTAL Account allows you to establish a convenient conduit for your investment transactions, while earning an attractive rate for funds maintained in this account. This account will serve as your "settlement account" for any trades, showing ACH debits or credits for any trades made, and a "depository account" for any interest or dividend payments received. Finally, for your day to day banking needs, use your CheckEasy™ Debit Card or write a check to access cash at any time!
- FREE E-Statements are now available
- Minimum initial deposit $2,500
- Unlimited withdrawals
- $15 service charge if balance drops below $500
- Interest paid monthly
- Rates are subject to change daily
- Interest rate is determined by the daily balance computation method set by United Bank
*The TOTAL Account will convert to a regular Interest Checking Account if your Brokerage relationship with one of United Bank's third party providers ends. Customers are required to have their settlement account styled exactly like their brokerage account. This may necessitate the need for multiple accounts. Please consult a Personal Banker for additional information if required.
| UNITED BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. NOTICE: United Bank is not responsible for and has no control over
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