- Classic Visa®...one easy application
- Accepted around the globe wherever you see the VISA® logo
- Instant purchasing power
- One monthly payment
- Flexible payments
- Safer and easier than cash
- Cash advances at 200,000 financial institutions
- Annual membership fee of $20.00 (Fee waived with a United Bank Deposit Account)
- 25 day grace period
- 13.80% Annual Percentage Rate for purchases and cash advances
- Late payment fee of $30.00
- Over the limit fee of $30.00
- Return check fee of $30.00
- Miscellaneous Inactive fee of $25.00 (Fee waived if card has 12 retail transactions in the past 12 months.
- $150,000 Travel Accident Insurance when card is used to purchase your entire travel fare on a common carrier
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- 9.75% Annual Percentage Rate (APR) for purchases
- 9.75% Annual Percentage Rate (APR) for Balance Transfers
- Cash Advance APR: 9.75%
- No Annual Fee
- Late Payment Fee $30.00
- Return Check Fee $30.00
- Over the Limit Fee $30.00
- 25 day grace period
- Identity Theft Insurance $1000
- Identity Theft Victim Assistance
- Payment Card Registration
- Travel Reservation Service
- 90-Day Product Protection
- Miscellaneous Inactive fee of $25.00 (Fee waived if card has 12 retail transactions in the past 12 months.
- ScoreCard Rewards Program gives cardholders a chance to earn while you spend. Go to www.scorecardrewards.com to track points and see the rewards catalog.
- $150,000 Travel Accident Insurance when card is used to purchase airline ticket
- An Annual Summary of Activity is provided at no charge, detailing and categorizing expenditures for the previous year.
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Monroe County Heritage Museums
- $20 Annual Fee
- Low Fixed Interest Rate (13.80% Annual Percentage Rate on purchases and cash advances, 1.15% monthly periodic rate)
- Flexible payment methods - Pay in the branch for next day credit, or mail it in!
- Automatic payments can also be set up in advance to debit the minimum payment, a set amount, or the payment in full
- United Bank provides its own Credit Card Specialist to assist you with any needs you may have during normal banking hours. 24 -hour assistance is also available 7 days a week at (800)299-9842
- An Annual Summary of Activity is provided at no charge, detailing and categorizing expenditures for the previous year.
- Late Fee $30.00
- Over limit fee $30.00
- 25 Day Grace Period
- Return check fee $30.00
- $150,000 Travel Accident Insurance when card is used to purchase your entire travel fare on a common carrier
Contact a Personal Banker or Lana Langford today for additional information.
Subject to credit approval.
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