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CD's and IRA's
Rates effective as of 11/14/2008
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Type
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Interest Rate
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*APY
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1 Month
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1.04
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1.05
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3 Months
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1.29
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1.30
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6 Months
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2.08
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2.10
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1 Years
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2.18
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2.20
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18 Months
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2.53
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2.55
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2 Years
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2.58
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2.60
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2 1/2 Years
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2.67
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2.70
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3 Years
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2.77
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2.80
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4 Years
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2.97
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3.00
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5 Years
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3.11
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3.15
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*APY = Annual Percentage Yield
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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IRA's
Rates effective as of 11/14/2008
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Type
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Interest Rate
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*APY
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18 Month Pay Day Time Deposit Open Acct.
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0.9
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0.9
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5 Year Variable Time Deposit Open Acct.
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1.4
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1.41
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*APY = Annual Percentage Yield
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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Trade-A-Rate CD
Rates effective as of 11/14/2008
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|
Type
|
Interest Rate
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*APY
|
|
Trade-A-Rate (7 Month) $2,500 - $24,999
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2.18
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2.20
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Trade-A-Rate (7 Month) $25,000 - $49,999
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2.23
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2.25
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Trade-A-Rate (7 Month) $50,000 - $90,000
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2.28
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2.30
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Trade-A-Rate (11 Month) $2,500 - $24,999
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2.28
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2.30
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Trade-A-Rate (11 Month) $25,000 - $49,999
|
2.33
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2.35
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Trade-A-Rate (11 Month) $50,000 - $90,000
|
2.38
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2.40
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*APY = Annual Percentage Yield
Effective Yield If Compounded Quarterly.
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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Savings and Money Markets
Rates effective as of 11/14/2008
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|
Type
|
Interest Rate
|
*APY
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|
United Money Account
|
.60
|
.60
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NOW Account
|
.35
|
.35
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Regular Savings
|
.2
|
.2
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Christmas Club
|
1.00
|
1.00
|
*APY = Annual Percentage Yield
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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Saver CD
Rates effective as of 11/14/2008
|
|
Type
|
Interest Rate
|
*APY
|
|
1 Year
|
2.28
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2.30
|
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2 Year
|
2.67
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2.70
|
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3 Year
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2.87
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2.90
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4 Year
|
3.11
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3.15
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5 Year
|
3.26
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3.30
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*APY = Annual Percentage Yield
Rates are subject to change.
$500 minumum initial deposit required. $25 minimum monthly transfer from United Bank checking account required. $150,000 maximum balance. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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Mortgage Rates
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United Bank offers competitive mortgage rates.
Call (251)446-6127 or (800)423-7026 for Daily Rates.
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