









|
CD's and IRA's
Rates effective as of 08/12/2010
|
|
Type
|
Interest Rate
|
*APY
|
|
1 Month
|
.20
|
.20
|
|
3 Months
|
.25
|
.25
|
|
6 Months
|
0.65
|
0.65
|
|
1 Years
|
0.90
|
0.90
|
|
2 Years
|
1.15
|
1.15
|
|
3 Years
|
1.74
|
1.75
|
|
4 Years
|
1.99
|
2.00
|
|
5 Years
|
1.99
|
2.00
|
|
|
|
|
*APY = Annual Percentage Yield
Minimum deposit of $500.00.
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
[back to top]
|
Trade-A-Rate CD
Rates effective as of 08/12/2010
|
|
Type
|
Interest Rate
|
*APY
|
|
9 Month Trade-A-Rate
|
1.05
|
1.05
|
*APY = Annual Percentage Yield
Effective Yield If Compounded Quarterly.
$2500 minumum opening deposit.
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
[back to top]
|
Savings and Money Markets
Rates effective as of 08/12/2010
|
|
Type
|
Interest Rate
|
*APY
|
|
United Money Account
|
.25
|
.25
|
|
NOW Account
|
.20
|
.20
|
|
Regular Savings
|
.20
|
.20
|
|
Christmas Club
|
1.00
|
1.00
|
*APY = Annual Percentage Yield
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
[back to top]
|
Saver CD
Rates effective as of 08/12/2010
|
|
Type
|
Interest Rate
|
*APY
|
|
1 Year
|
1.24
|
1.25
|
|
2 Year
|
1.49
|
1.50
|
|
3 Year
|
1.99
|
2.00
|
|
4 Year
|
2.23
|
2.25
|
|
5 Year
|
2.23
|
2.25
|
*APY = Annual Percentage Yield
Rates are subject to change.
$500 minumum initial deposit required. $25 minimum monthly transfer from United Bank checking account required. $150,000 maximum balance. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
|
|
Mortgage Rates
|
|
|
United Bank offers competitive mortgage rates.
Call (800)423-7026 for Daily Rates.
|

|
 |